Are you drowning in Payday Loan Debt?

We can help.

Our goal is to get you out of debt and help rid yourself of multiple high-interest payday loans.

Payday debt relief is aided through loan consolidation – a process of combining multiple payday loans into a single lower interest loan, which can help you repay your debt in less time and at a lower cost

 

We help to get you out of debt.

Sign up for a Confidential Case Review to find out if you’re eligible for financial compensation.

By clicking the “SEE IF I QUALIFY” button above, you agree that you will be contacted by telephone, email SMS/Text Message (Data Rates May Apply), even if you are on a federal or state Do Not Call registry, to confirm the accuracy of the information you submit and verify if you qualify.

What is a Payday Loan?

A payday loan is usually a high cost/high interest, short-term loan that is typically due on the next payday.  It’s a method to access immediate cash in advance of the next paycheck.  A low credit score typically has no affect one a person’s ability to get a payday loan.

Lenders will verify income and a bank checking account to determine ability to repay.  At this point, the lender requires a postdated check in payment of the loan amount and fees.

 

The Bad Part

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HIGH INTEREST RATES / FEES

Depending on the state, payday loan interest rates can be astromincal.  According to the Center for Responsible Lending, the average APR in Nevada, Utah Texas, Ohio and Idaho exceeds 650%!

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EXPENSIVE CYCLE

In many cases, borrowers need to take out another payday loan to pay off the first one, also known as “flipping.”  Since future earnings are already spoken for, it can create a serious hole in terms of cash flow. This cycle often continues into a 3rd loan, a 4th loan, and so on.

The lender may provide continuous financing by rolling over the loan into a new term.  However, the original balances will remain outstanding and continue to accrue high level interest. The result is a cycle of growing debt that becomes very difficult to payoff.

DEBT RELIEF

A debt consolidation service can help to combine multiple high-interest loans into a single lower-interest loan.  Managing one affordable payment is much simpler than keeping track of multiple loans.  More importantly, a lower interest will save the borrower significant amounts of money. 

A responsible debt management plan will have the borrower heading in the right direction towards paying off debt and getting free from this vicious cycle.  Contact us today for a free no-obligation consultation.

 

We Can Help

Our network of experts have been helping individuals, like you, for years.

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Do I Have A Case?

If you have amassed Payday Loan Debt, contact us for a free hassle-free consultation.

Experienced Professionals

Our team of experts has extensive experience helping borrowers get out of bad debt situations.

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Act Now

Contact us right away to set up a free, confidential and no-obligation case review.  We’re ready to fight for you.


Free and Confidential Consultation

(800) 231-9497


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